Dear Crista McClure-Swan,
I received the following email from an associate mortgage consultant and thought I would pass this along. If you already own a home, have an FHA loan, and are interested in lower your interest rate, this program may be perfect for you. Please read the following and contact the mortgage consultant directly if you have questions. Thanks, Crista :)
FHA - VA Streamline ALERT!!!
Hi, it's me Brian the Home Loan Guy.
I wanted to send you this EMAIL ALERT to let you know that the FHA - VA Streamline loan program has hit a record low of 4.50% on the 30 Year Fixed and 4.25% on the 15 Year Fixed programs!
For those of you who do not know what the FHA - VA Streamline loan program is, I will tell you. This is a loan program that allows people who currently have an FHA or VA loan to refinance at market rates regardless of their appraised value! That means if you sold someone a home a year or 2 years ago and they have an FHA or VA loan, they have a chance to refinance their mortgage and reduce their monthly payment even if they are upside down.
Qualifying for this program is super simple too! Minimum qualifications consist of the following:
* Minimum required credit score of 640.
* Reducing their overall monthly payment by 5% or more.
* Having been in their current loan for a minimum of 6 months with no missed payments.
If you or anyone you know has an FHA or VA loan with an interest rate of 4.875% or higher, that fits into the criteria above please call me. I can help reduce their interest rate and monthly payment with no headaches or hassles. A Typical Streamline Refi only takes about 2 to 3 weeks to complete, it's that easy!
As always, I am here to help in any way that I can. Please feel free to pass this email along to anyone you know who may benefit from this loan program, thank you!
Brian Beres
Mortgage Consultant
(951) 639-3733 CA. direct
(702) 207-2283 NV. direct
(702) 528-1925 cell
(702) 940-9862 fax
bberes@beresconsulting.com
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